Stock Screener and Portfolio Builder in One: Diversset for AI-Powered Investing
- Sanzhi Kobzhan
- Aug 26
- 14 min read
Updated: 6 days ago
Can a risk-averse portfolio really deliver a 40% return with only ~1.25% volatility? It sounds unbelievable, but an innovative web app is making it possible. Meet Diversset – a stock screener and portfolio builder that uses AI and the Markowitz model to simplify investing and supercharge your returns.
In just a few clicks, Diversset helps you find great stocks and ETFs tailored to your risk appetite and automatically builds a well-diversified, efficient portfolio to meet your goals. If you’re tired of sifting through stock filters or juggling spreadsheets, read on to see how this AI-powered tool can transform your investing approach.
Meet Diversset: An Easy Stock Screener and Portfolio Builder for Everyone
Diversset is a web-based app designed to take the complexity out of finding investments and constructing a portfolio. Unlike traditional stock screeners that require you to set dozens of filters (from market cap to P/E ratios) manually, Diversset simplifies the process down to just two questions. You don’t need any special financial knowledge or technical analysis skills – the app does the heavy lifting for you. By combining a stock and ETF screener with an automated portfolio builder, Diversset helps you go from idea to investment in one seamless flow.
How is Diversset different?
In classic stock screening tools, investors have to specify criteria like Beta, market cap, or PEG ratio, and then comb through the results. Diversset works on the same principle of filtering stocks, but instead of making you set all those parameters, it asks for your investor profile and desired return. That’s it. With those simple inputs, Diversset automatically filters the entire market to pinpoint opportunities that fit your strategy. It’s essentially an AI-driven stock screener that understands your needs from just a couple of inputs, saving you time and eliminating guesswork.
Another key difference is that Diversset doesn’t stop at giving you a stock list – it goes the next step and builds an optimized investment portfolio for you. By harnessing the Nobel Prize-winning Markowitz model (Modern Portfolio Theory) and AI-powered simulations, Diversset allocates your money across assets in a way that minimizes risk and maximizes return. In other words, it doesn’t just find good stocks; it intelligently diversifies and balances them, so you get an efficient portfolio tailored to your risk tolerance and goals. The end result is a personalized, well-diversified portfolio, without you having to crunch a single number.
How Diversset Works: From Simple Onboarding to a Smart Portfolio
Using Diversset is refreshingly straightforward. In fact, you can go from zero to a fully built portfolio in minutes. Here’s a quick step-by-step guide to get started with this all-in-one stock screener and portfolio builder:
Step 1 Sign Up.
Visit Diversset.com and click the “Try The App” button. Register for a free account and log in.
Step 2 Set Your Profile.
Select your investor type (risk appetite) – choose from Risk-Averse, Moderate, or Risk-Seeking – and enter your desired portfolio return (the percentage return you aim for).
Step 3 Get Your Stock Picks.
Click “Show the Result”. Diversset will instantly present you with a curated list of stocks and ETFs that match your risk profile and return target.
Step 4 Build the Portfolio.
From that list, select 10 assets you want in your portfolio. (You can pick manually or simply let Diversset auto-select the top 10 most liquid stocks/ETFs for you.) Then, let the app do its magic and construct your optimized portfolio allocation.
Diversset’s onboarding is as simple as choosing your risk profile and expected return. In this example, a user selects “Risk Averse” and sets a 14% target return. With just these two inputs, Diversset’s stock screener will filter thousands of stocks and ETFs automatically. No complicated filters or financial expertise required!
As shown above, the onboarding involves just a couple of clicks. This simplicity hides a lot of sophisticated work under the hood. Once you input your investor type and target return, Diversset combs through a vast database of stocks and ETFs (from all major exchanges). It considers factors like market capitalization, volatility (Beta), and other fundamentals to automatically filter the opportunities for you. Essentially, Diversset is doing what an experienced analyst or a detailed stock screener would do – but it does it automatically based on your profile.
A risk-averse investor, for example, will get more stable, lower-volatility stocks and ETFs (think blue-chip companies or broad index ETFs), whereas a risk-seeking investor will see higher-growth, higher-volatility picks. A moderate investor gets a balanced mix in between. All this happens behind the scenes as soon as you click “Show the Result.”
Curated Stocks and ETFs Tailored to Your Risk Profile
After you hit that button, Diversset displays a handpicked selection of stocks and ETFs that fit your criteria. These are not random picks – they’re filtered from thousands of securities to match the risk/return profile you specified. For example, if you chose “Risk Averse” and a 14% return target, you might see a mix of well-established companies and perhaps some ETFs that historically show steady performance. If you chose “Risk Seeking”, you’d likely see more aggressive growth stocks or sector ETFs. This way, you’re immediately presented with investment opportunities that make sense for you, without wading through pages of irrelevant stocks.
After answering two questions, Diversset generates a tailored list of stocks and ETFs for you. In this screenshot, the user’s Risk Averse profile yields a list of globally diverse companies – from airlines to tech giants – each with key data like market cap and volatility. This curated list is ready for the next step: building the portfolio.
The image above illustrates the kind of output you get. The list is essentially doing the job of a traditional stock screener, but with zero manual filtering on your part. Diversset has automatically narrowed down the universe to a manageable list of candidates.
At this stage, Diversset gives you the flexibility to customize your portfolio picks. You can manually select up to 10 stocks/ETFs from the list – perhaps you want to include companies you believe in or exclude ones you don’t. Alternatively, you can let Diversset handle it: the app will automatically take the top 10 most liquid assets from the list for you. Liquidity here means these assets are easy to trade (high volume), which is great for ensuring your portfolio is practical to manage. Whether you hand-pick your favorites or trust Diversset’s auto-selection, you’re now ready for the final step.
AI + Markowitz Model = Your Efficient Portfolio
With your 10 assets chosen, Diversset moves on to building your efficient portfolio. This is where the app’s powerful backend – a combination of classical finance theory and modern AI – kicks into high gear. Diversset pulls 10 years of historical price data for each of those assets, then calculates their daily returns and the correlations between each pair of assets. In plain language, it’s figuring out how each stock or ETF moves relative to the others and how volatile each one is. This data is used to construct a variance-covariance matrix, which basically measures the risk (variance) of each asset and how they interact (covariance).
Now comes the optimization magic. Diversset employs the Markowitz model – the foundation of Modern Portfolio Theory – to allocate weights to each asset in a way that minimizes the overall portfolio volatility for the given return target. In a traditional setting, if you told a financial analyst you want, say, 14% returns, they’d use Markowitz’s method to find a mix of assets that yields 14% with the least possible risk. Diversset does exactly that, but within seconds and without you needing to run complex math. It’s essentially finding the optimal balance where risk is as low as it can go for the return you want. (In Markowitz terms, it finds a point on the “efficient frontier” – the set of best possible portfolios for each level of return)
But Diversset doesn’t stop there. In addition to the Markowitz model, the app leverages AI-powered simulations to further refine the portfolio for maximum expected return. What does that mean? It means Diversset can explore countless combinations and scenarios that even the classic formulas might not explicitly consider. The AI simulation might run many iterations, stress-test different weightings, and incorporate additional data patterns to ensure you’re getting not just a low-risk portfolio, but one with the highest possible return for that risk. It’s like having a supercomputer and a seasoned portfolio manager working together on your behalf.
Finally, Diversset outputs your personalized portfolio: the recommended asset allocation (how much of each of the 10 stocks/ETFs to hold) along with the projected return and risk (volatility) of that portfolio. Crucially, this portfolio is efficient – meaning you can’t get a significantly higher return without taking on more risk, and you can’t reduce risk further without sacrificing return, given those assets. It’s the optimal blend based on your inputs.
Example Outcome: Turning a 14% Target into 40% Returns (with Low Risk!)
To see Diversset’s power in action, let’s look at a real example scenario. Suppose an investor chooses the Risk Averse profile and sets a 14% expected return during onboarding. Based on those inputs, Diversset filtered the market and selected a set of 10 assets (either chosen by the user or auto-picked by the app). After crunching the numbers with its Markowitz+AI engine, Diversset produced a recommended portfolio.
The results were eye-opening:
Here’s an example of Diversset’s optimized portfolio output for a risk-averse investor targeting 14% returns. The app allocated specific weights to each of the 10 selected stocks/ETFs (as shown in the table) to form an efficient portfolio. The outcome? An expected annual return of about 40% for the portfolio, with an expected volatility around 1.25%. In essence, Diversset found a way to far exceed the target return while keeping risk extremely low – a testament to the power of its Markowitz model and AI-driven optimization.
In this example, Diversset identified that given the stocks and ETFs chosen, the best possible portfolio (on the efficient frontier) could deliver roughly 40% return with only 1.25% volatility. That’s an astonishing result – especially for a “Risk Averse” scenario – and it highlights how smart portfolio construction can uncover high-return possibilities that a manual approach might miss. Of course, not every scenario will yield such dramatic numbers, and real market performance can vary. But the key takeaway is that Diversset systematically seeks the optimal risk-return mix. If there’s a way to get more return for the same risk, Diversset’s algorithms will find it. And if your requested return can’t be met exactly (as was the case with 14% in this example), the app will give you the maximum return achievable with minimal volatility from the given assets. In short, you get the best portfolio that data and science can provide.
Benefits of Using Diversset for Building Your Portfolio
Why use Diversset as your stock screener and portfolio builder? Here are some of the standout benefits of this approach:
All-in-One Solution: Diversset combines stock/ETF screening and portfolio building in one platform. You don’t have to use separate tools or spreadsheets – it’s a seamless process from discovery to allocation.
No Expertise Needed: The app is designed for anyone, even if you’re not a finance expert. By asking just two simple questions about your risk tolerance and goals, Diversset handles the rest. You won’t deal with complex filters, technical indicators, or advanced math – the heavy lifting is done behind the scenes.
Personalized to You: Traditional screeners spit out a generic list of stocks based on generic criteria. Diversset, on the other hand, tailors the stock suggestions and portfolio to your risk appetite (risk-averse, moderate, or risk-seeking) and your desired return. This ensures the recommendations align with your comfort level and objectives, not someone else’s.
Time-Saving Automation: Diversset automates data gathering (10 years of price data, correlations, etc.) and calculations that would take hours or days to do manually. In seconds, it produces an optimized portfolio that would otherwise require sophisticated modeling to replicate. This frees you up to focus on strategy, not number-crunching.
Proven Financial Science: The portfolio optimization is rooted in the Markowitz model, a well-proven framework used by professional investors to maximize returns for a given level of risk. You can trust that the underlying method aims for the lowest possible risk for your target returns – which is exactly what you want for efficient investing.
AI-Powered Optimization: Beyond classical theory, Diversset’s use of AI simulations means it can uncover opportunities and refined allocations that you might overlook. The AI can simulate different scenarios and adjust the strategy to seek higher expected returns, giving you an edge in portfolio construction.
Diversification Made Easy: By default, Diversset’s approach spreads your investment across 10 different stocks or ETFs. This diversification reduces the impact of any one asset’s performance on your overall portfolio, which is a fundamental way to manage risk. The end result is an efficiently diversified portfolio – something every investor should aim for.
Free and Convenient: Diversset is a free web-based app, which means you can use these advanced tools at no cost. There’s no software to install – just go to the website. It’s accessible from anywhere, and you can re-run the screener/builder anytime your goals or market conditions change.
With benefits like these, Diversset offers a compelling value proposition for both beginner investors and seasoned traders looking to save time. It bridges the gap between DIY investing and professional portfolio management techniques, all through a user-friendly interface.
FAQs: Stock Screeners, Portfolio Builders, and Diversset
Q: What is a stock screener and why is it useful?
A: A stock screener is a tool (often an online software or app) that allows investors to filter and search through thousands of stocks (and ETFs) based on specific criteria. It’s like a search engine for investments – you set parameters (e.g., market cap, industry, P/E ratio, dividend yield), and the screener returns a list of stocks that meet those criteria. This helps investors quickly identify potential opportunities without manually sifting through the entire market. In short, a stock screener saves time and focuses your research on companies that fit your strategy. Diversset includes a stock screener, but simplifies it by using your risk profile instead of dozens of individual filters.
Q: How does a portfolio builder work?
A: A portfolio builder is a tool that helps you construct a collection of investments (stocks, ETFs, etc.) in a way that meets certain goals – usually balancing risk and return. Traditional portfolio builders might require you to choose allocations yourself or follow model portfolios. More advanced ones (like Diversset) use algorithms to determine the optimal mix. They consider factors like each asset’s expected return, volatility, and how different assets correlate with each other. By doing so, a portfolio builder can suggest how much of each asset to hold in order to maximize returns for a given level of risk (or minimize risk for a target return). Diversset’s portfolio builder uses the Markowitz efficient frontier approach to find that optimal mix automatically.
Q: What is the Markowitz model you keep mentioning?
A: The Markowitz model refers to Modern Portfolio Theory (MPT), introduced by economist Harry Markowitz. In simple terms, MPT says that an investor can achieve the best outcome by holding a diversified portfolio of assets, and for any desired level of return there’s an optimal portfolio with the lowest possible risk. It does this by considering how different assets’ returns interact (correlations) – combining assets that don’t move in lockstep can reduce overall volatility. Markowitz’s approach produces the efficient frontier, which is the set of optimal portfolios for various return levels. Diversset applies the Markowitz model in its portfolio construction, which is why the portfolios it builds aim to have minimal volatility for the returns they’re targeting. In practice, this means you get a portfolio that’s mathematically designed to be as “efficient” as possible.
Q: How does Diversset use AI in building portfolios?
A: Diversset uses AI-driven simulations to complement the traditional Markowitz optimization. After using classical methods to get the baseline efficient portfolio, the AI can run additional simulations and scenario analyses to fine-tune for the highest expected return. For example, the AI might simulate how the portfolio performs under various market conditions or test slight adjustments in asset weights to see if it improves the outcome. This process can catch nuances that a single pass mathematical solution might not. The result is an AI-optimized portfolio that aims not only to minimize risk (volatility) but also to maximize returns within those risk constraints. In the earlier example, the AI component helped identify a combination of assets that yielded ~40% expected return when the exact 14% target couldn’t be met. Essentially, AI adds an extra layer of intelligence, exploring many possibilities very quickly to ensure you’re getting a robust solution.
Q: Can I trust the stock suggestions from Diversset’s screener?
A: Diversset’s stock and ETF suggestions are generated based on factual data and your input profile. It pulls data from reliable financial data providers (e.g., Financial Modeling Prep API) and applies predefined filters suited to different risk levels. For a risk-averse profile, it filters for more stable, lower-beta, high-market-cap stocks and solid ETFs; for a risk-seeking profile, it allows more volatile, higher-growth assets, and so on. The suggestions are essentially what you’d get if you manually set up those filters in a traditional screener – the difference is Diversset does it automatically. While no screener or tool can guarantee a stock’s performance, you can trust that the list you get is a reasonable starting point tailored to your criteria. It’s always wise to do a bit of your own research on any stock before investing, but Diversset significantly narrows the field to investments that fit your strategy.
Q: Is Diversset suitable for beginners?
A: Absolutely. Diversset is built to be user-friendly for beginners while still powerful for experienced investors. If you’re new to investing, Diversset removes a lot of the common hurdles – you won’t need to know how to read stock screener tables or how to perform portfolio math. The interface guides you through choosing a simple profile and then shows results in plain language. The fact that it’s grounded in established investing principles (like diversification and risk management) means that as a beginner, you’re getting a portfolio suggestion that follows best practices for investing. Of course, it’s helpful to learn the basics of investing alongside using any tool, but you can think of Diversset as a built-in mentor that makes sophisticated strategies accessible. And since it’s free and quick to use, beginners can play around with different scenarios (e.g. try risk-seeking vs. moderate) to learn how those choices affect portfolio outcomes.
Q: How does Diversset differ from a robo-advisor or other investing apps?
A: Robo-advisors (like those offered by brokerages) also build portfolios for you, but they typically invest your money automatically into a fixed set of funds based on a questionnaire. Diversset, in contrast, is more of a self-directed tool – it gives you the power to discover and choose specific stocks or ETFs and then optimizes the portfolio from those choices. It’s like a smarter DIY kit. You get transparency and control over the assets included (you see the list of candidate stocks, and you can pick which ones to include or exclude). Also, Diversset focuses on using real market data and the efficient frontier to give you the mathematically optimal allocation, whereas some robo-advisors might use simpler models or just allocate across preset funds. Another difference is cost and accessibility: Diversset is free and lets you experiment without actually investing real money until you decide to execute the strategy. It complements other investing apps well – for instance, you could use Diversset to design an optimal portfolio and then implement those trades in your brokerage account.
Q: Is the portfolio Diversset builds guaranteed to achieve the expected return?
A: It’s important to understand that the expected return Diversset shows is a projection based on historical data and statistical models, not a guaranteed outcome. The efficient portfolio it provides is the best mix based on past performance and correlations, which is a strong approach, but future market conditions can always diverge from the past. So, while the portfolio is optimized to target the return you wanted (or the maximum possible if your target isn’t reachable with low risk), real-world results will vary. If the market for those assets performs similarly to historical patterns, you have a good chance of seeing performance in line with the projections. But factors like economic changes, company news, or black swan events can all affect actual returns and volatility. In short, Diversset’s suggestions should be seen as a well-informed game plan, not a promise. Always consider your own due diligence and possibly consult a financial advisor for large investments. The good news is that because Diversset emphasizes risk management (via diversification and volatility minimization), the portfolios it builds are generally more robust than randomly picking stocks. They aim to give you solid returns for the level of risk taken, which is a prudent strategy in investing.
Ready to Try Diversset?
Imagine investing with confidence, knowing that an intelligent system has your back – filtering the market for gems and assembling a rock-solid portfolio tailored just for you. Whether you’re a cautious saver or an ambitious trader, Diversset can help take your investing to the next level. Ready to take the guesswork out of stock picking and portfolio construction? Head over to Diversset.com and try the app for yourself. In just a few minutes, you’ll discover how a smart stock screener and portfolio builder powered by AI can simplify your decisions and optimize your returns. Don’t miss out on the future of effortless, efficient investing – give Diversset a spin today and build your dream portfolio with confidence!
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